AIC (national organization of insurance brokers) AIC, which is the national association of insurance contractors. The median amount for insurance providers in the US to insure homes is $1192. The costs vary from state to state.

The author says location is important, and that the costs are greater for homeowners in rural areas than city homeowners because disaster services are slower to show up.

What is covered by Homeowners Insurance?

Home insurance agencies cover:

Home: Property damage to the home or attached structures. Other structural damage: Damage to standalone buildings Personal Property: Personal property, destruction or theft. Personal liability. All damage or loss that the homeowner has to be accountable for. Medical costs: Any accidents that occur on the property of the homeowner. What’s not covered in the homeowner’s insurance?

Insurance companies for home owners won’t be able to cover:

Blackouts , Earthquakes, and Floods The government’s actions, such as war wear and tear from the lack of attention bzmnlgl88n.